College students usually have passed the age to get the license. Many are buying the car whether it is new or secondhand for convenience. Others get the car from graduating from high school as the present. However, as most students in college are financially unstable, insurance for the car is no small matter. However, since car insurance is essential to avoid bigger loss in the future, some insurance companies offer generous student car insurance plans that are affordable enough for students. Here are some of the best car insurance plans for students.
- Geico Car Insurance Discounts for Students
Geico knows the struggle of being a college student away from parents with strong finance. Geico insurance gives student car insurance plans for those who meet their requirements. Students can apply for 20 percent of discount that saves about $200 if the fulfill these demands: students must have the average score of B of their student report, have not been in the accident within five years, and cars with better safety equipment. Geico requirements are not all compulsory. Instead, one can get more benefit the more they meet the requirements. Payments are available in several options from cash payment to paperless billing through electronic media.
- State Farm Car Insurance for Students
State Farm Car Insurance provides car insurance for a particular client including college students. State Farm gives more affordable student car insurance plans with benefit similar to regular and premium ones. They give the discount based on the type of the insurance rate of the car. Each car has insurance rate that differs from each other. The riskier the car, the larger the amount of fee needs to be paid. The rate also varies from each state so the applicant can discuss with the branch in each state.
- All State Insurance
All State Insurance offers insurance of car for college students with many benefits. Students can save some money since the insurance is cheaper than regular. Students can also access other benefits if they meet some requirement such as having good grades and good driving ability. All State will continue to give lower price with more benefits if clients can keep the good grades until they reach 25. All State is also accessible for almost all states in the United States. Applicants can enter the zip code and find the local agent who is nearest to your residence. Various degree of benefit of the student car insurance plans by All State Insurance is offered with different price as well. The fact that they have the local agent for each state is also a plus point.
These all three among the many insurance plans students can choose. Having stable, good grade turns out to be a major factor for them to have more benefits in applying student car insurance plans. Also, having the car well taken care of is also one of the advantages to getting even more discount in the insurance. Try to apply to the local agent and inquire all the requirement and the benefit of the insurance by visiting their website first and find the local agent.